Life Insurance Grace Period And What It Means For You!
Billing for a life insurance policy, unless paid by automatic bank draft, usually comes a few weeks before the due date. What happens if you miss that bill or if you moved and forgot to notify your...
View ArticleDo You Have A Second Addressee For Your Life Insurance Bill?
Did you know that you have the right to name a second person to receive bills and notices for your life insurance policy? I have no idea what the number really is, but I am betting the number of death...
View Article10 Question Pop Quiz On Your Term Life Insurance Policy!
A lot has changed over the past 30 some years in life insurance. Products have been invented and disposed of. Bells and whistles have been implemented and some of them have been disposed of. With a few...
View ArticleThe Costly Tragedy Of Missing A Life Insurance Premium
With the possible exception of AARP, life insurance companies truly go out of their way to make sure every legitimate life insurance claim is paid and if the legitimacy of the claim is in a gray area,...
View ArticleIs Your Life Insurance Really In Good Hands With Allstate?
It’s one thing when a lack of customer service results in you not getting your empty coffee cup refreshed, but when a life insurance agent goes south on service and the life insurance company they...
View ArticleSlap Me With A Wet IUL!
A life insurance agent is mad at me. ): or is it :(? Mad enough to hire a lawyer because a blog post I wrote offering my opinion of his unsolicited email telling me how to rob from the poor (policemen,...
View ArticleProtective Life Just Full Of It!
I’ll leave the definition of “It” up to the reader. In a Protective Today newsletter release dated 8/31/2015, Dave Sheridan, a vice president and national sales manager for Protective Life felt the...
View ArticleRedefining Life Insurance Standards?
Call AXA life insurance customer service sometime at 800-877-6810 and hear,”Welcome to AXA Life Service Center WHERE WE CONTINUE TO REDEFINE STANDARDS”. The question immediately comes to mind for me,...
View ArticleAnd You Thought Customer Service Was Old Fashioned!
I got an email blog post today touting a product, a monthly kind of email newsletter, product introduction tool that essentially lets life insurance agents off the hook for true customer service, as...
View ArticleAvoid The Insurance Poor Trap!
Over the years the most common reason I’ve seen for life insurance lapsing is that 1. The life insurance agent didn’t ask or didn’t care what your budget was or 2. You didn’t know or didn’t care what...
View ArticleWho Is Going To Fight For You?
I had a life insurance case some years ago where I was able to help a client replace a Mass Mutual whole life policy that was on the cusp of imploding. What I mean by that is that to the untrained eye,...
View ArticleLapsed Life Insurance!
With the exception of those who are just gifted with bill paying prowess and those of us who take the chicken route of putting our life insurance on an automatic bank draft, at some point the others...
View ArticleLife Settlements, A New Look!
The new look is going to come from two directions, 1. The industry has become more refined over the past 10 years and 2. I’ve finally seen, as a life insurance agent, the kind of changes that have me...
View ArticleUnique Way To Get Out Of Collapsing Universal Life!
I don’t think there is a topic I have ranted and raved about more than the universal life insurance products with non guaranteed cash value features that are collapsing left and right due to the low...
View ArticleLife Insurance. Where Is Your Comfort Level?
I’m probably not headed in the direction you might think with that title, but we need to have a talk. I have clients that have been paying their life insurance bills that were mailed to them and checks...
View ArticleSlap Me With A Wet IUL!
A life insurance agent is mad at me. ): or is it :(? Mad enough to hire a lawyer because a blog post I wrote offering my opinion of his unsolicited email telling me how to rob from the poor (policemen,...
View ArticleProtective Life Just Full Of It!
I’ll leave the definition of “It” up to the reader. In a Protective Today newsletter release dated 8/31/2015, Dave Sheridan, a vice president and national sales manager for Protective Life felt the...
View ArticleRedefining Life Insurance Standards?
Call AXA life insurance customer service sometime at 800-877-6810 and hear,”Welcome to AXA Life Service Center WHERE WE CONTINUE TO REDEFINE STANDARDS”. The question immediately comes to mind for me,...
View ArticleAnd You Thought Customer Service Was Old Fashioned!
I got an email blog post today touting a product, a monthly kind of email newsletter, product introduction tool that essentially lets life insurance agents off the hook for true customer service, as...
View ArticleAvoid The Insurance Poor Trap!
Over the years the most common reason I’ve seen for life insurance lapsing is that 1. The life insurance agent didn’t ask or didn’t care what your budget was or 2. You didn’t know or didn’t care what...
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